With natural calamities abound, it is wise to have a home insurance

Climate around the world is changing for the worse. Rainfall patterns are turning erratic. Some regions experience devastating floods one year and crippling droughts the next. Intense storms during the cyclone seasons, and wildfires during the dry seasons are becoming prevalent. Many natural calamities bring loss of life and property. While the loss of life cannot be paid for, the loss of property can be alleviated with the help of insurance.

A comprehensive home insurance policy protects you against damage caused by natural disasters. So, as you deal with the loss of property, it would be much easier for you to bounce back from your financial losses, and rebuild your life with greater ease. Here, I’ll answer six basic questions asked about home insurance.

A comprehensive home insurance plan with various added benefits can protect you against a long list of perils – both natural and man-made. Damage caused by natural calamities such as earthquakes, cyclones, landslide, volcanic activity, fire, floods are covered, and so are those caused by strikes, riots, malicious intent, missile testing, theft, burglary, etc., or anything else defined in the list of inclusions for any home insurance policy. Coverage may differ from one insurance provider to another. Some features may be provided as add-on coverage upon the payment of additional premium.