Economy Can policy makers take savers for granted? Updated : May 29, 2020 06:23 AM IST The bigger problem for India will be savers change their habits. It is with great difficulty and only in recent years that India has seen financialization of savings. At some point, the law of diminishing returns will kick in and the saver may abandon bank deposits and flee to gold. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.