After the Reserve Bank of India (RBI) relaxed norms for non-banking financial companies (NBFCs) to securitise their loan books, Indiabulls Housing Finance on Friday said 80 percent of its books stands to benefit from the central bank’s boost.In an interview to CNBC-TV18, Ashwini Kumar Hooda, deputy managing director, said, "60 percent of our book is home loans and 20 percent is loans against property and most of these are above 5-year. Now Rs 15,000 crore of additional pool is made available till December and Rs 25,000 crore by March by this RBI move."Hooda said demand for these loans mainly comes from banks as large part of their mortgage pool qualify as priority sector, but for mutual funds, it’s more of securitisation pass-through certificates (PTC) structure.For Indiabulls Housing Finance, Hooda said the company had securitised Rs 5,000 crore worth loans in first half and intend to securitise around Rs 15,000 crore worth in the second half, “In normal course, it would have been Rs 8,000 crore. So it would be Rs 7000 crore of additional assets over and above our normal securitisation programme this year.”Further, Hooda said Indiabulls Housing Finance would pare down commercial paper programme by around Rs 10,000-12,000 crore.He said, "We categorically committed to our stakeholders and rating agencies that no inter-group loans would be there. Any borrowing or lending relationship with Indiabulls Housing with other group companies won’t be there and so there is zero exposure.""The overall developer exposure is around 20 percent of balance sheet and almost 10-11 percent of that is lease and rent discounting. These are safe secure loans. The exposure is only to top 20 developers and mature projects,"he added.