Smart Living Math skills aren't enough to get through hard decisions – you need confidence, too Updated : September 16, 2019 06:59 AM IST The less numerate rely more on compelling stories and emotional reactions in decisions rather than the hard facts. They tend to make worse decisions for themselves when numbers are involved. Being numerate doesn’t guarantee you’ll use numbers well in decisions, though. Confidence matters too. Having a good understanding of your ability — a match between ability and confidence — is critical. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.