Business Footfalls into stores have reduced; seeing some traction in online sales, says Vijay Sales' Nilesh Gupta Updated : March 20, 2020 01:00 PM IST Out of the paper finance business nearly 65-70 percent business is with Bajaj Finance followed by IDFC and HDFC. In the credit card EMI business HDFC and SBI are very strong. HDFC is the strongest right now. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.