Auto Q4 earnings to be boosted on low base of Demonetisation and GST Updated : April 11, 2018 03:32 PM IST Banks will report a 46% decline in the quarter hurt by higher non-performing assets (NPA) provisioning. Earnings will decline 20% in the pharma sector for companies like Sun Pharma and Lupin. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.