Personal Finance Why an unplanned exit from a tax-saving fund is a bad idea Updated : September 18, 2019 12:34 PM IST The portfolio allocation is predominantly towards the equity shares of companies of different market capitalisations. If your only tax-saving investment is in tax-saving mutual funds through SIPs, then an unplanned stoppage of SIP would expose you to tax liability. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.