Personal Finance

These MFs have fallen upto 25 percent this year but have gained nearly 30 percent in 5 years

Updated : November 23, 2018 12:34 PM IST

Mutual funds have been a popular investment route, as they mix the benefits of the returns from either a fixed or a recurring deposit in a bank and the gains achieved by the particular set of funds in the stock market.

Mutual funds help investors choose from a variety of fund packages. The investors can pool in the funds through two routes - systematic investment planning (SIP) or systematic withdrawal planning (SWP).

SIP is when the fund house will deduct a set amount every month and invest it in the chosen mutual funds package. SWP, however, is taken up by more investors who wish to set up their retirement plan as it is a fixed periodical redemption of a mutual fund scheme.

Investors pumped more than Rs 35,500 crore into various mutual fund schemes in October, after pulling out more than Rs 2.3 lakh crore in the preceding month, amid a correction in equity markets.

With the latest inflow, total infusion in mutual fund (MF) schemes reached to about Rs 81,300 crore in the first seven months (April-October) of the current fiscal.

Here are the five funds that have fallen up to 25 percent this year but have still gone up more than 30 percent in the past 5 years (Source Morningstar):

SBI Small Cap Fund: The year-to-date (YTD) fall of this fund has been more than 20 percent at 20.51 percent, however, in the last five years, it has gained 32.79 percent.

DSP Small Cap Fund: The fund has lost more than 25 percent this year so far but has gained 27.46 percent over the last five years.

Reliance Small Cap Fund: The fund has fallen nearly 17 percent this year, however, has gained 31.01 percent in the last five years.

Mirae Asset Emerging Blue Chip Fund: The fund has seen a decline of 16.21 percent in 2018, however, in the last five year, the returns have been 29.33 percent.

Canara Robeco Emerging Equities: The decline this year has been 19.18 percent, however, it has gained 29.06 percent.

(With inputs from PTI)

Disclosure: The CNBCTV18.com editorial team does not engage in speculative or active trading in stock markets and follows its Code of Conduct on securities trading and investment. Any investor/ viewer is advised to carry out necessary diligence on their own or through a certified registered financial advisor for investment decisions.

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