Personal Finance Should you consider repaying your home loan till you turn 75? Updated : March 07, 2019 11:56 PM IST Post-retirement, people may find it difficult to generate the required income for the repayment of the loan. With an increase in the interest rate portion in the overall repayment, the borrower may also get vulnerable to interest rate fluctuation risk. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.