Messaging app WhatsApp offers UPI payment services for its customers. Through this facility, people across India can send money through WhatsApp.
WhatsApp has designed this payment feature in partnership with the National Payments Corporation of India (NPCI).
To send money on WhatsApp, users must have a bank account and debit card in India. If they haven't set up a UPI linked to the bank account, they do so through WhatsApp.
Payments are available in ten Indian regional language versions of WhatsApp. For the same, the users need a debit card with a bank that supports UPI and the latest Android or iOS version of WhatsApp.
Here are the steps to set up a WhatsApp account:
Open the WhatsApp app on the phone and tap on the three-dotted icon
Step 2: Go to the 'payment option' and the list of banks appear. One can only add a bank account that is linked to the same phone number as used to sign up for WhatsApp
Step 3: The list of bank accounts will show now. If users already have a UPI account, the app will ask for the UPI pin and proceed. Otherwise, you may need to verify the account with debit card information by adding the last 6 digits and expiration date. Setup will now be complete.
Here are the steps to send money on WhatsApp:
Step 1: Open the chat of the person (to whom money is required to be sent) on WhatsApp and go to the attachment icon. Tap on the ‘Payment’ option and enter the amount required to send.
Step 2: Enter the amount and hit send. Enter your UPI pin for security. Your money will be sent.
Here are the steps to send money through QR code on WhatsApp:
Step 1: Tap more options to open payment
Step 2: Go to ‘New Payment’
Step 3: Select QR code, pull up recipient's QR code and scan
Step 4: Tap new payment, enter the amount to make payment
Step 5: Enter the UPI pin and make payment
These payments, as said by WhatsApp, is designed with a strong set of security and privacy principles, including entering a personal UPI PIN for each payment.
First Published: IST