Personal Finance Planning to retire early? Here are a few things to keep in mind Updated : June 28, 2019 09:49 AM IST What you needed to achieve by the age of 60, you want to achieve in 15 or 20 years less. Even more in fact since you must provide for an additional 15-20 years of retirement. While planning for retirement, it is not wise to assume returns of 12-14 percent p.a. on your investments during retirement. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.