Personal Finance Personal loans: 6 mistakes that can harm your financial health Updated : January 24, 2019 10:56 PM IST As soon as you apply for a personal loan, lenders fetch your credit report to evaluate your creditworthiness. Credit bureaus list your loan applications in the enquiry section of your credit report. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.