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This article is more than 2 year old.

Mutual Fund Corner: Which are the best mutual fund schemes to invest for long term?

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Want to invest in mutual funds but don’t know how to go about it? Get all your mutual fund related queries answered by our expert, Himanshu Srivastava, senior research analyst, Morningstar Advisers India, on our show Mutual Fund Corner.

Mutual Fund Corner: Which are the best mutual fund schemes to invest for long term?
Want to invest in mutual funds but don’t know how to go about it?
Get all your mutual fund related queries answered by our expert, Himanshu Srivastava, senior research analyst, Morningstar Advisers India, on our show Mutual Fund Corner.

Q: Which are the high risk mutual fund schemes should I invest in for long term? Asks Rahul Ladia.
A: Risk capability is just one aspect while deciding on the funds to invest in. The ideal way to do is to have a plan in place before you start investing. Generally speaking, for an investor with a high risk appetite, the ideal asset allocation can be 75 percent equity and 25 percent fixed income investments. Within equities one can have 60 percent in large caps and 40 percent in mid/small caps.
Equity Funds:
 
Group/InvestmentMorningstar Analyst RatingMorningstar Rating OverallReturns (%)
1-Yr3-Yr5-Yr
Large-Cap
Aditya BSL Frontline Equity GrSilverÙÙÙÙ-4.618.9014.26
DSP Top 100 Equity Reg GrBronzeÙÙ-8.346.2210.34
Franklin India Bluechip GrGoldÙÙÙ-5.356.8112.05
HDFC Top 100 GrGoldÙÙÙÙ-1.5711.1914.81
ICICI Pru Bluechip GrSilverÙÙÙÙÙ-1.0610.9614.34
Reliance Large Cap GrSilverÙÙÙÙÙ0.4910.9017.58
SBI Bluechip Reg GrBronzeÙÙÙÙ-5.247.9315.24
UTI Mastershare Unit Reg GrBronzeÙÙÙ-0.628.0413.03
Mid-Cap
Aditya BSL Mid Cap GrBronzeÙÙÙ-14.807.9320.32
DSP Midcap Reg GrSilverÙÙÙÙ-10.3510.9522.32
Franklin India Prima GrGoldÙÙÙÙ-7.189.7521.74
HDFC Mid-Cap Opportunities GrGoldÙÙÙÙÙ-8.7111.0822.91
ICICI Pru Midcap GrBronzeÙÙÙ-10.239.4523.43
SBI Magnum Midcap Reg GrBronzeÙÙ-15.374.1520.03
Sundaram Mid Cap GrBronzeÙÙÙ-13.798.5022.03
Small-Cap
DSP Small Cap Reg GrSilverÙÙÙÙ-18.827.3326.72
Franklin India Smaller Companies GrSilverÙÙÙÙ-14.268.7923.57
HDFC Small Cap GrBronzeÙÙÙÙ0.4216.6620.74
On the fixed income side, one can have investment in funds from the ultra short bond, low duration and short-term categories. Also, one can add funds from dynamic bond and credit category depending on their aptness in a portfolio.
Fixed Income Funds:
`Morningstar Analyst RatingMorningstar Rating OverallReturns (%)
6-Mth1-Yr3-Yr
Low Duration
Franklin India Low Duration GrSilverÙÙÙÙÙ3.877.068.57
ICICI Pru Savings GrSilverÙÙÙÙÙ3.526.387.69
Reliance Low Duration GrBronzeÙÙÙÙÙ3.496.377.33
Reliance Low Duration Retl GrBronzeÙÙÙÙ3.245.886.86
Ultra Short Duration
Franklin India US/T Bd Retl GrGoldÙÙÙÙÙ3.837.178.14
Kotak Savings Fund Reg GrBronzeÙÙÙÙ3.516.597.30
Short Duration
Franklin India S/T Income GrSilverÙÙÙÙÙ3.495.987.89
ICICI Pru Short Term GrBronzeÙÙÙÙÙ2.694.037.19
Kotak Bond S/T Reg GrBronzeÙÙÙÙ2.814.266.67
Reliance Short Term GrBronzeÙÙÙÙ2.153.306.55
Dynamic Bond
Aditya BSL Dynamic Bond Reg GrSilverÙÙÙÙ2.851.115.99
IDFC Dynamic Bond Reg GrSilverÙÙÙÙ3.151.726.35
Reliance Dynamic Bond GrBronzeÙÙÙÙ1.790.495.97
SBI Dynamic Bond Reg GrBronzeÙÙÙÙ2.421.696.98
UTI Dynamic Bond Reg GrBronzeÙÙÙÙ1.781.707.21
Credit Risk
Franklin India Credit Risk GrSilverÙÙÙÙÙ3.335.917.84
HDFC Credit Risk Debt GrBronzeÙÙÙÙ2.293.057.33
Kotak Credit Risk Reg GrBronzeÙÙÙÙ2.714.637.59
 
However, I would like to advice that you should consider opting for the services of a financial advisor to prudently make investments and achieve your long-term investment objective.
Click here to watch the full episode of Mutual Fund Corner

Disclaimer: The views and investment tips expressed by investment experts on CNBCTV18.com are their own and not that of the website or its management. CNBCTV18.com advises users to check with certified experts before taking any investment decisions.
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