Personal Finance Millennial Money: Decode your credit card terms like a pro Updated : September 26, 2019 01:29 PM IST Sifting through a credit card's terms and conditions can be daunting. The language isn't always straightforward, and it's not uncommon to feel lost. But the more you understand your card, the better financial decisions you'll make. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.