Personal Finance Low CIBIL score? Here's how you can still get a loan Updated : July 18, 2020 12:23 PM IST A high credit score ensures quick disbursal and helps in getting loans at a relatively lower rate of interest. On the other hand, low CIBIL score indicates poor credit worthiness of the borrower and complicates the loan approval. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.