Personal Finance Looking to withdraw money from PPF account? Check these rules first Updated : September 12, 2020 11:15 AM IST Public Provident Fund (PPF), a government validated and recognized investment scheme, is considered one of the best retirement-focused instruments. It has an initial lock-in period of 15 years and can reap huge benefits with the power of compounding. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.