Finance Is your home loan linked to the repo? RBI’s move may not lower rates as yet Updated : February 13, 2020 06:17 PM IST Despite RBI taking measures to lower cost of funds for banks, home loan customers who have borrowed after October 1, 2019 may not get immediate relief. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.