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PPF is considered a decent investment avenue. However, you should be mindful of the timing of investments in PPF. Read further to understand details
Individuals who invest in Public Provident Fund (PPF) should always try to deposit their instalments before or on the fifth of every month. This helps gain interest benefits for that month, according to the PPF rule.
The answer is that the interest rate offered on PPF accounts — currently 7.1 percent — is calculated on the minimum balance in the account between the fifth day of the month and the last day of the month.