Invest in PPF by 5th of every month to get maximum gains — here's how

Individuals who invest in Public Provident Fund (PPF) should always try to deposit their instalments before or on the fifth of every month. This helps gain interest benefits for that month, according to the PPF rule.

But how?

The answer is that the interest rate offered on PPF accounts — currently 7.1 percent — is calculated on the minimum balance in the account between the fifth day of the month and the last day of the month.