Personal Finance How to take a loan against fixed deposit Updated : February 28, 2020 06:25 AM IST According to financial analysts, loan against FD can be availed of by all such account holders (individual as well as joint holders). The maximum loan amount that can be claimed as loan depends on the money invested in the FD account. Individuals with low CIBIL or credit score can also apply for loan against FD. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.