Personal Finance How to avail free medical check-ups under your health insurance? Updated : August 12, 2020 02:09 PM IST Most insurance companies allow their health insurance policyholders to go for free health check-up once every three to five years. According to policy wordings of most of the insurers, this benefit of free medical test is available only after a block of claim-free years. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.