Personal Finance Four tips to use credit cards effectively during festival season Updated : October 20, 2020 08:57 PM IST Festivals are not only meant for celebration but also for shopping experiences. It is this time when brands also offer huge discounts on products, making it one of the best times for shoppers to make purchases. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.