Personal Finance FD interest rates: How returns offered by commercial banks, small finance banks, NBFCs compare? Updated : July 16, 2020 07:16 PM IST FDs are offered by public and private sector banks, small finance banks as well as non-banking finance companies (NBFCs). The interest rates offered on FDs are subject to change from time to time, which also varies from lenders to lenders. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.