Personal Finance Credit Cards: Here are six ways to avoid paying interest Updated : October 31, 2018 06:14 AM IST Withdrawing cash using credit card from ATM can shoot up your credit card bill as card issuers usually charge cash advance fee ranging between 2 percent and 3.5 percent on the amount withdrawn. Card issuers give an option to make minimum balance payment which is 5 percent of your outstanding balance due, but opting for this is not recommended as it makes you pay huge interest. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.