Personal Finance 10 reasons why you are paying higher premium for your health insurance policy Updated : June 18, 2020 03:28 PM IST While selecting a health policy, there are several factors that consumers consider. Users generally try to buy policies with premiums which are not very high on their pockets. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.