India's microfinance sector has been pushed to prove its pliability time and again, with each crisis bigger than the last. At a time when the Reserve Bank of India is proposing a roadmap for converting small and payment banks into universal banks to push banking to the unbanked regions, achieve financial inclusion, does microfinance remain relevant? With every crisis comes an opportunity for improvement and if history is anything to go by, the sector is likely to bounce back sooner than later. This episode talks about India's microfinance story, reaching out to the bottom of the pyramid.