Finance The worst is not over for YES Bank as asset quality degrades Updated : April 29, 2019 02:25 PM IST The Bank's net NPA also rose to 1.86 percent from 1.18 percent in December quarter. Cost to income ratio jumped while return on equity went down the line. After Ravneet Gill took over the CEO seat on March 1, his focus has been to clean up the balance sheet mess along with the governance practices, which has already begun. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.