Bandhan Bank shares fall over 5% as brokerages raise concerns over credit cost Updated : January 22, 2021 11:08 AM IST CLSA trimmed its FY21 earnings by 15 percent to account for higher credit costs. Goldman Sachs is of the view that the near-term narrative around loan waiver could weigh on stock performance. Published : January 22, 2021 11:08 AM IST