Business COVID will not dramatically change consumer behavior, but people may save more: Housel Updated : June 29, 2020 02:32 PM IST Morgan Housel of Collaborative Fund, who writes extensively on behavioural finance, belongs to the minority camp which feels that that animal spirits will prevail before long. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.