Finance 'Wholesale credit for non-banks to grow 21% annually till '2020' Updated : April 26, 2018 06:20 PM IST Asset quality in the segment has largely been stable because of robust controls, and despite an increase in infrastructure loan delinquencies, according to the report by rating agency Crisil. Non-banks include NBFCs and HFCs, but excludes government-owned non-banks. With this, the share of wholesale credit in non-banks' overall credit pie would surge to nearly 20% from just 12% in 2014, according to Crisil. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.