Finance Twin balance sheet resolution to take up to 9 months, says Assocham Updated : April 16, 2018 06:49 AM IST The banks' gross NPAs have crossed the staggering level of Rs 9 lakh crore. The government last year embarked on a two-pronged strategy on bad loans. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.