Finance Rs 3 lakh crore MSME scheme: Eligibility, procedure, rates and other questions answered Updated : May 26, 2020 06:44 AM IST Under this scheme, MSMEs borrowers with upto Rs 25 crores of total borrowing can avail an additional 20 percent of the loan outstanding from banks, NBFCs and other financial institutions. The government will set up a Rs 41,600 cr fund under National Credit Guarantee Trustee Company Limited (NCGTC) for this scheme. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.