Business RBI loan restructuring scheme: Borrowers 60 days overdue should be eligible, feel banks Updated : August 12, 2020 04:22 PM IST Many banks have raised concerns about capital adequacy since they will have to set aside 10 percent of the loan value as provisions towards the restructured loans. Banks are awaiting the recommendations of the Expert Committee led by former ICICI Bank CEO KV Kamath, before they start restructuring the accounts Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.