Business Provisions on account of ageing loans are reducing, says Bank of Baroda Updated : July 31, 2018 01:06 PM IST PS Jayakumar said the bank is on course to reduce non-performing assets (NPA). PS Jayakumar said the bank got good pricing on sale of Essar Steel loan as people believe there will be recovery. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.