Finance Paytm First credit card: Should you opt for it? Updated : May 16, 2019 01:20 PM IST To get the Paytm First Card, one must first download the Paytm app. A new user is required to sign up for Paytm. The credit card can be applied via the app. Paytm First Card seems to be fit for its loyalists. But for those who do not use Paytm often, applying for a Paytm First Card may not be the best option.