Finance Moratorium, restructuring, NPA overhangs continue for banking sector, says ICICI Direct Updated : October 06, 2020 03:44 PM IST Analysts believe the decline in moratoriums and unlocking will enable normalisation leading to a gradual revival in business momentum. Restructuring demand from large corporates is expected to remain benign. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.