Finance Millenials are turning credit healthy, borrowing with confidence, says report Updated : September 23, 2019 09:21 PM IST Thirty-eight percent of customers who have taken their credit report are self-employed. Customers from outside the top 10 cities are becoming more credit aware. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.