Gross NPAs jump to 11.2% or Rs 10.39 trillion in FY18, says RBI Report Updated : December 28, 2018 06:14 PM IST In FY17, system-wide gross NPAs stood at 9.3 percent and that of state-run lenders stood at 11.7 percent. In terms of the net NPA ratio, state-run banks saw significant deterioration at 8 percent in FY18 from 6.9 percent year-ago. Published : December 28, 2018 05:10 PM IST