Finance Experts suggest 'prepackaged deals' after banks lose IBC tool to pandemic Updated : May 18, 2020 10:49 PM IST The threat of IBC alone has often been enough to get difficult promoters to co-operate, feel many bankers. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.