Business Budget 2020: Focus should be on job creation & capital market reforms, says HDFC’s Keki Mistry Updated : January 29, 2020 10:49 AM IST The other areas of focus for the government should be on realignment of personal tax rates and rural economy. We have to find a mechanism to ensure that the stuck real estate projects get the required funding, so that these projects get completed. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.