Finance Banks' gross NPA ratios may rise to 9.9 percent by Sept 2020, says RBI Updated : December 30, 2019 07:42 AM IST The gross NPA ratio of banks stood at 9.3 percent in March 2019. The foreign banks' gross bad loans may increase to 3.1 percent from 2.9 percent in September 2019. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.