Economy SBI chairman Rajnish Kumar nudges India Inc for credit underutilisation Updated : December 21, 2019 08:45 PM IST The State Bank today has loan sanction limits of up to Rs 8 lakh crore, but the utilisation (demand) is of only Rs 5.5-6 lakh crore, the SBI chairman said. Among others, unsecured loans (such as credit against salaries) are growing at 25 percent and there is good demand from the housing sector also, he said. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.