Economy RBI says borrowers must keep current accounts with lending banks: So who gains? Updated : August 10, 2020 03:54 PM IST The RBI on Thursday announced new rules and restrictions on the opening of current accounts by borrowing companies. The rules require companies to open current accounts or cash-credit/overdraft accounts only with banks who have lent substantial loans to them. The intention is to ensure that banks, which give loans have an idea of the cash flows of the company. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.