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PM-KISAN: Key things you should know about the scheme

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Farmers will get this income support from December 2018. So for FY19, the government will shell out Rs 20,000 crore as “income support” to farmers.

PM-KISAN: Key things you should know about the scheme
Around 1.2 crore farmers are likely to receive the first tranche of Rs 2,000 under the newly-launched Pradhan Mantri Kisan Samman Nidhi scheme (PM-KISAN) on February 24, which is the launch day of the scheme.
The scheme was announced on the day of the Interim Budget, February 1 and will have Rs 6,000 transferred directly to farmers’ accounts in three installments with the entire cost of Rs 75,000 crore for FY20 borne by the government.
Farmers will get this income support from December 2018. So for FY19, the government will shell out Rs 20,000 crore as “income support” to farmers.
The scheme largely comes under the economic and social security concept of Universal Basic Income (UBI), but with riders.
Here's what you need to know about the UBI-like scheme: 
Eligibility 
The definition of UBI is that the citizens of a country or a particular region receive an unconditional sum of money on a regular basis from the government, regardless of how much they earn from other sources.
However, conditions prevail in India's UBI-like system. The PM-KISAN scheme is only eligible for small and marginal landholder farmer families who have a total cultivation land holding of up to two hectares.
A small and marginal landholder family is legally defined as "a family comprising of husband, wife and minor children who collectively own cultivable land up to two hectares as per land records of the concerned state/UT".
Farmer family members who are working in a government organisation but come under the multi-tasking staff, class IV or group D category are also eligible for this scheme.
These families will be provided Rs 6,000 per annum, in three equal installments, every four months. The land-ownership system will be used for identification of beneficiaries for calculation of benefit.
Exclusions
Although the UBI-like system in India is focussed on the agricultural sector, the main aim is to weed out the persistent farmer crisis. Hence, landholders and farmer families who are financially stable in the eyes of the legal system are excluded from receiving the benefits of the scheme.
Farmer families in which one or more of its members belong to the following categories :
  • If any of the members in the farmer family is a former or present holder of a constitutional post.
  • If any of the members in the farmer family is a former or a present minister or state minister.
  • If any of the members in the farmer family is a former or present member of the parliament, state legislative assemblies, and state legislative councils.
  • If any of the members in the farmer family is a former or present mayor of municipal corporations or chairperson of district panchayats.
  • If any of the farmer family members are serving or retired officers and are employees of central or state government ministries, offices and departments.
  • If any of the farmer family members are working for the state or the central government's field units, attached offices and autonomous institutions under the center as well as the regular employees of the local bodies.
  • If any of the farmer family members are pensioners whose monthly pension is Rs 10,000 or more
  • If any person looking to apply for the scheme has paid the Income Tax in the previous assessment year.
  • And if any member in the family is a practicing professional such as a doctor, engineer, lawyer, chartered accountant, architect registered with professional bodies.
  • Implementation
    First and foremost, every state has to prepare a database of eligible families.
    The database will have the name, age, gender, the social status category that is SC/ST, among others, Aadhaar number or driving licence or Voters’ ID or  NREGA Job card, or any other identification documents issued by the government authorities, bank account number, mobile number of the beneficiaries and the self declaration provided by them as per the guidelines, stating their eligibility.
    The list of the beneficiaries will have to be published at the village level.After the details are submitted, the government will directly transfer the amount in the beneficiaries' bank account.
    The details mentioned above have to be uploaded in the PM-KISAN Portal by the state after the integrated portal is launched.
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