Business Indian millennials prioritise home-buying, life insurance, study says Updated : July 19, 2018 07:13 AM IST In all, 88 percent all respondents own credit cards, with only 76 percent of respondents reported having taken a loan. The much-hyped image of the millennial risk-taker seems to fade away, with life insurance policies topping respondents’ investments. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.