Earnings SBI reports 81% rise in Q1 net profit at Rs 4,189.3 crore; asset quality improves Updated : July 31, 2020 03:44 PM IST Net interest income (NII) was also higher at Rs 26,641.6 crore as against estimates of Rs 23,940.3 crore. Net Interest Margin (NIM) improved to 3.24 percent, registering an increase of 23 bps, YoY.