Earnings Banking sector Q1FY21 earnings preview: Stable asset quality, NIM contraction for most banks likely, says report Updated : July 13, 2020 08:13 PM IST Brokerage believes that the standstill classification benefit or moratorium would have optically limited slippages and gross non-performing assets (GNPA). The halt in economic activities due to the nationwide lockdown has resulted in slower credit growth and limited fresh disbursals in most loan segments. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.